Why Invest in Lancashire?
Underwriting Comes First
Maintaining the right balance between discipline and creativity is key for success. Underwriting discipline in challenging markets means we continue to focus on profitability and risk selection. We remain creative in being able to provide tailored insurance and reinsurance products and solutions to our core clients across the three platforms of our business. Providing protection against losses is the lifeblood of our business and the very reason our clients purchase (re)insurance coverage to manage their own risk profile and protect their lives and livelihoods, property and commercial interests.
Effectively balance risk and return
Balancing risk and return means not seeking top line growth for the sake of it in markets where we do not believe the right opportunities exist. We match our capital to the risks we are prepared to underwrite, not the other way around. We bring together all our disciplines to look at how different parts of our operations are working together. Then we stress test our business plans and gauge where we can be most effective without undue volatility.
Operate nimbly through the cycle
Our speed and agility in the way we manage volatility help us underwrite our core portfolio profitably through the challenges of the cycle, yet seize opportunities when they present themselves. As capital continues to enter the (re)insurance market, the need to be nimble is more important then ever. This means being ready to deploy capital quickly when it is needed and having the discipline to return it when it is not.